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MSME Schemes & Insurance Support

Itech Innovation Foundation helps MSMEs, startups, and entrepreneurs navigate the complex landscape of government schemes, subsidies, and insurance programs that can significantly reduce business risk and fuel growth. We provide awareness, advisory, and facilitation support to ensure you access every benefit you deserve.

Subsidized Funding

Access collateral-free loans, interest subsidies, and credit guarantees specifically designed for MSMEs.

Business Protection

Safeguard your enterprise with MSME-specific insurance products covering assets, employees, and trade credit.

Policy Navigation

Our experts help you identify, apply for, and comply with the most relevant government programs for your sector.

Compliance Support

Stay compliant with MSME registration, Udyam certification, and government reporting requirements with our guidance.

Key Government Schemes We Navigate

We help MSMEs and startups identify and apply for the right government programs below:

PMMY – MUDRA Loan

Pradhan Mantri MUDRA Yojana

Collateral-free loans up to ₹10 lakh under Shishu, Kishor & Tarun categories for micro and small enterprises, manufacturing, service, and trading sectors.

  • Loan up to ₹10 Lakh
  • No collateral required
  • All business types eligible

CGTMSE

Credit Guarantee Fund Trust for Micro & Small Enterprises

Provides credit guarantee cover to banks lending to MSMEs, enabling easier access to credit without third-party collateral or guarantees up to ₹2 crore.

  • Coverage up to ₹2 Crore
  • No third-party guarantee
  • All scheduled commercial banks

Skill India Mission

Ministry of Skill Development & Entrepreneurship

Skill certification and training programs under PMKVY and other schemes, fully subsidized by the government for youth and MSME workforces.

  • Free certified training
  • 300+ recognized skill courses
  • National certificates issued

Startup India

DPIIT, Government of India

Recognition, tax benefits, and fast-track patent processing for eligible startups. Itech provides Startup India recognition advisory and incubation letter support.

  • 3-year tax exemption
  • Self-certification compliance
  • Fast-track IP support

PM Vishwakarma Yojana

Support for Traditional Artisans & Craftsmen

A comprehensive support scheme for artisans and craftspeople covering skill training, toolkit support, credit access, and digital enablement.

  • ₹15,000 toolkit incentive
  • Collateral-free credit
  • 18 traditional trades covered

Udyam Registration

MSME Ministry of India

Get your business officially recognized as an MSME under the Udyam portal. Itech guides you through the registration process to unlock scheme eligibility.

  • Free online registration
  • Priority sector lending access
  • Gateway to all MSME schemes

MSME Insurance Support

Itech Innovation Foundation, in partnership with SMC Insurance, helps MSMEs access the right insurance coverage to protect their assets, employees, and trade.

Asset & Property Insurance

Protect your factory, machinery, stock, and office property against fire, flood, theft, and natural calamities.

Group Employee Insurance

Affordable group health and accident insurance for your workforce. ESIC-aligned coverage for small teams.

Export Credit Insurance

Coverage against non-payment risks in international trade. ECGC-aligned solutions for export-ready MSMEs.

Cyber Risk Insurance

Guard against data breaches, ransomware, and digital fraud. Critical for MSMEs undergoing digital transformation.

How Itech Helps You

01

Assessment

We assess your business stage, sector, and eligibility for relevant schemes and insurance.

02

Advisory

Our experts explain the best-fit government schemes, subsidies, and insurance options for your needs.

03

Documentation

We help you prepare and organize all required documents for applications and registrations.

04

Application

We assist with online/offline application submission and follow-up with relevant government portals.

05

Activation

Post-approval support to ensure schemes are activated and compliance requirements are met.

Ready to Secure & Scale Your MSME?

Talk to our scheme advisory team and find the right government support and insurance for your business today.

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